Trusted Retirement Planning Since 1986
A Florida-based, fiduciary-minded firm dedicated to guaranteed income, principal protection, and peace of mind in retirement.
John G. Ziesing, FRC
Founder & Principal | Federal Retirement Consultant
A Florida native, John G. Ziesing founded Retirement Income Planning Florida, a division of Advanced Capital Management, in 1986 with a singular focus: deliver guaranteed retirement income and protect client principal. Across more than 35 years in financial services, he has guided thousands of clients through retirement planning, income structuring, and benefits coordination.
As an FRC (Federal Retirement Consultant) certified professional, John advises on federal employee benefits—FERS, CSRS, TSP, FEHB, and FEGLI—providing the technical depth required to optimize outcomes for federal workforce clients.
Because every household carries different obligations and timelines, the firm continually evaluates new programs and contract structures to assemble the broadest set of options for each plan. John shops more than 12 carriers so clients receive the most competitive guaranteed income solution available.
FRC Certified — Federal Retirement Consultant
I watched hardworking people reach retirement only to find their savings would not last, or to lose a meaningful share of it to a market drop at exactly the wrong moment. That outcome is preventable. My role is direct: ensure the money a client spent a lifetime building is delivered every month, for life, regardless of market conditions. That is the standard I hold every plan to.
John G. Ziesing — Founder, Retirement Income Planning Florida
Qualifications You Can Verify
Every credential John holds is independently verifiable. No opaque designations, no hidden conflicts.
FRC — Federal Retirement Consultant
Specialized certification for advising FERS, CSRS, TSP, FEHB, and FEGLI federal employee benefits.
Florida Insurance License #A293920
State-issued insurance license, verifiable through the Florida Department of Financial Services.
39+ Years in Financial Services
Active since 1986. Clients benefit from decades of annuity market cycles and regulatory changes.
2,000+ Clients Served
A track record built on referrals, repeat business, and a 5.0 Google rating across 30 reviews.
Headquartered in St. Petersburg, FL
Local Florida roots since 1986. Serving Greater Tampa Bay and clients in 11 states.
12+ Carriers Shopped
Independent adviser with no captive obligation. Every recommendation is chosen from a competitive marketplace.
Visit Us in St. Petersburg
Retirement Income Planning Florida
2500 Boca Ciega Dr N, St. Petersburg, FL 33710
Phone: (727) 542-7659 · Email: john@advancedcapitalmanagement.net
Hours: Monday – Saturday 8:00 AM – 8:00 PM · Sunday Closed
Phone and video appointments available for clients in all 11 licensed states.
The our team Commitment
Each financial advisor constructs a comprehensive insurance-based financial plan calibrated to the client’s specific objectives. Drawing across multiple disciplines, the firm builds a long-term, personalized strategy designed to coordinate every asset, preserving principal while maximizing risk-adjusted return for the household and its beneficiaries.
Schedule a 1 hour call to access the firm’s guaranteed insurance-based financial solutions. No obligation, no pressure, and no hidden agenda—only a clear plan engineered around your numbers.
States We Serve
We serve clients by phone and video in all 11 licensed states, same fiduciary-minded service no matter where you live.
About our team — FAQ
Retirement Income Planning Florida is independently owned and operated by John G. Ziesing, who founded the firm in St. Petersburg, Florida in 1986. John remains the primary adviser for every client relationship.
our team has served clients since 1986—more than 39 years. Over that span the firm has guided clients through multiple market cycles, regulatory changes, and shifts in the annuity landscape while maintaining a 5.0 Google rating.
John holds the FRC (Federal Retirement Consultant) designation and Florida Insurance License #A293920. He is licensed to sell annuities and life insurance products in 11 states. All credentials are independently verifiable.
our team is currently licensed in Florida, Texas, Tennessee, Ohio, Pennsylvania, Michigan, Maryland, Wisconsin, Nevada, Indiana, and Idaho. All client meetings outside of St. Petersburg are conducted by phone or video.
No. The initial 1 hour call is complimentary and carries no obligation. John will listen to your situation, answer questions, and only proceed if there is a clear fit. You will never be pressured into a product.
Ready to Build a Retirement You Can Count On?
Schedule a complimentary 1 hour call with John Ziesing. No obligation, no pressure.