Retirement & Annuity Services in Florida
Retirement Income Planning Florida specializes in guaranteed retirement income strategies. Explore the services below to find the right fit for your retirement goals.
Guaranteed Income. Principal Protection. Peace of Mind.
Since 1986, John G. Ziesing has helped retirees and pre-retirees across Florida and 10 other states structure retirement income that lasts for life. our team shops more than 12 insurance carriers to find the most competitive guaranteed solutions for every client. Whether you need an annuity to close an income gap, a rollover strategy for a 401(k), or federal benefit coordination as an FRC-certified adviser, every engagement begins with a complimentary 1 hour call.
15 Retirement & Annuity Services
Each service below links to a dedicated resource page with detailed explanations, rates, and guidance.
Retirement Income Planning
Build a month-by-month income plan that covers essential expenses for life, regardless of market conditions.
Learn more →Retirement Income Gap Planning
Identify the gap between guaranteed income (SS, pension) and monthly expenses, then close it permanently.
Learn more →Financial Advisor for Retirees
Fiduciary-minded, independent advice from an adviser who has specialized in retiree finances since 1986.
Learn more →Annuity Advisor
Shop 12+ carriers with one call. John compares products across the market and explains every line item.
Learn more →Retirement Planner
A comprehensive written retirement plan coordinating assets, income sources, healthcare, and legacy goals.
Learn more →Fixed Indexed Annuity
Earn index-linked interest with a zero-loss floor. Principal is guaranteed by the issuing insurance company.
Learn more →Immediate Annuity
Convert a lump sum into income that begins within 30 days. Ideal for retirees who need income now.
Learn more →Annuity Rates
Current annuity rates across carriers, explained in plain language so you can compare apples to apples.
Learn more →Best Annuity Rates
How to evaluate annuity rates beyond the headline number: caps, participation rates, surrender schedules, and riders.
Learn more →Fixed Annuity Rates
Fixed annuities with guaranteed interest rates, zero market exposure, and FDIC-equivalent protections.
Learn more →Annuity Quotes
Get a side-by-side quote comparing guaranteed income amounts, growth potential, and contract terms across carriers.
Learn more →Annuity Calculator
Estimate monthly and lifetime income based on your premium, age, and contract type before committing.
Learn more →Annuity Payout Calculator
Model different payout scenarios: life-only, joint, period-certain, and income-rider options side by side.
Learn more →401(k) Rollover to Annuity
Roll a 401(k) into a guaranteed annuity without tax penalty. Preserve principal and create lifetime income.
Learn more →IRA Rollover to Annuity
Transfer an IRA into an annuity contract while maintaining tax-deferred status and gaining income guarantees.
Learn more →Not Sure Which Service Fits Your Situation?
Book a complimentary 1 hour call. John will listen to your goals and recommend exactly what makes sense for your retirement.
